Platforms / Property
All risks of direct physical damage to scheduled property consisting of offshore oil/gas drilling, exploration or production installations and scheduled pipelines.

Hull & Machinery
Named peril physical damage to scheduled vessels including specified equipment as afforded by the American Institute Hull Clauses.

Longshore and Workers’ Compensation Act (LSHWA)
LSHWA provides medical and wage benefits to employees (other than seamen) whose work is maritime in nature and is performed on or near navigable United States waters.

Maritime Employer’s Liability
Policy will indemnify insured for sums insured is legally liable to pay as damages for bodily injury by accident or disease including death sustained by an employee arising from maritime operations subject to policy conditions and exclusions.

Protection & Indemnity
Policy will indemnify insured as owners of the insured vessels for liability for bodily injury; damage to other vessels and their property; damage to fixed or movable objects; debris removal and other specified expenses.

Charterer’s Legal Liability
Policy will pay for losses incurred by the insured as charterers of vessels with respect to liabilities from third parties other than owners of the chartered vessels. Coverage also applies to liabilities to owners of the chartered vessels for reimbursement of claims brought against them by third parties as well as damage to the vessel while it is chartered, subject to policy conditions and exclusions.

Oil Spill Financial Responsibility
Provides coverage to the assured as a designated applicant of covered offshore facilities for liability under various sections of the Oil Pollution Act of 1990 (OPA 90) and includes protection for removal costs and damages caused by oil discharges from oil and gas exploration and production facilities and associated pipelines. The rule applies to the Outer Continental Shelf (OCS), State waters seaward of the line of ordinary low water along that portion of the coast that is in direct contact with the open sea and certain coastal inland waters.

Platform Business Interruption
Affords coverage for actual loss sustained resulting from a total or partial interruption of business caused by an insured accident as well as reasonable expenses incurred to reduce or avert the interruption of business.