GEM’s Energy group specializes in Energy Insurance and Risk Management. We provide services to energy companies involved in Exploration and Production, Gas Gathering and Processing, and Drilling and Well Services. These risks can be designed for both onshore and offshore exposures depending upon the needs of the individual client. GEM is one of a few agencies devoting its resources to the needs of the Energy Industry including upstream, midstream, and downstream sectors.
We serve clients ranging in size from publically traded companies to new start ups. Our services fit best with operators not having their own risk management departments or companies who needing non to light risk management who are high end users of insurance that appreciate a consultative approach to risk management. GEM is able to perform this function for them and many clients consider us an extension of their own staff.
Liability
- Business Automobile Liability
- General Liability
- Excess or Umbrella Liability
- Pollution Liability
Property
- Control of Well
- Marine Cargo
- Commercial Property
- Oil Lease Property
- Boiler & Machinery
- Gas Plant Physical Damage
- Pipeline Physical Damage
Specialty
- Business Interruption
- Contingent Business Interruption
- Plugging & Abandonment Liability
- Specialty Tools Coverage (including down hole equipment)
- International Risks
- Internet Liability
- Aircraft Liability
- Product Liability
- Professional Liability
- Trade Credit
- Terrorism
- Ranch & Farmland Liability
Workers Compensation
- Workers Compensation
- Employers Liability
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Pollution
- Gradual Seepage & Pollution Liability
- Pollution Legal Liability
- Pollution Liability
Executive Protection
- Directors & Officers Liability
- Personal Directors Liability
- Employers’ Practices Liability
- Crime (employee dishonesty)
- Fiduciary Liability
- Kidnap & Ransom
Offshore
- Platform/Property
- Hull & Machinery
- Longshore and Workers’ Compensation
- Maritime Employer’s Liability
- Protection and Indemnity
- Charterer’s Legal Liability
- Oil Spill Financial Responsibility
- Platform Business Interruption
Foreign Risks
- Political Risks
- Business Travel
- Kidnap & Ransom
- International Risks
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