Business Interruption
To limit loss of earnings due to business interruption, most companies obtain insurance coverage to compensate them for the inherent financial consequences. Business Interruption is an exposure common to all businesses regardless of type or size. Loss of critical functions caused by natural or manmade hazards such as terrorism, fires and explosions, earthquakes, windstorms, bomb threats, hazardous waste spills, workplace fatalities, and product tampering, among others, can impact your company’s ability to operate.

Contingent Business Interruption
Similar to Business Interruption coverage, Contingent Business Interruption provides protection when your business relies heavily on one source and that source suffers a loss of critical functions caused by natural or manmade hazards such as terrorism, fires and explosions, earthquakes, windstorms, bomb threats, hazardous waste spills, workplace fatalities, and product tampering. This loss may impact your company’s ability to operate without the use of that source.